I will help you get started with personal budgeting

I will personalise a cash-flow-focused yearly budget to match your situation. This Google Sheets spreadsheet will show your entire year in one clear view, including income, expenses, savings, and starting and ending balances. This helps you prepare for low-income months and adjust expenses in advance.

You can view all 12 months side by side to clearly see:

- When you´ll have income.

- When expenses are due.

- Whether you´ll have enough cash at the start and end of each month.

The spreadsheet comes with instructions so that you can easily edit the budget in the future.