I will build a personal or small business budget in excel or sheets

I build a clear personal or small-business budget workbook in Excel or Google Sheets so you can plan income, expenses, and leftover cash each month.

I am an accounting and finance professional with 15+ years of experience at a Fortune 500 company, with an undergraduate degree in accounting and an MBA with a concentration in taxation, plus certifications in advanced Excel, Power Pivot, and financial modeling (Deloitte).

What you get:

• Income and expense sections you can edit
• Live formulas for totals, remaining budget, and simple variance
• An assumptions or setup tab for starting balances and monthly targets
• Optional actuals column so you can track budget vs spent

What I do not do:

• No investment advice, tax advice, or debt counseling
• No phone calls. Everything happens through Fiverr messages and files.
• No software logins
• No live bank feeds

Tell me whether this is personal or business, your main income lines, and your expense groups. I return an unlocked workbook with live formulas. Every total is checked before delivery.