I will record an american english male voice over for commercial radio tv or explainer

If the VO is promotional, yes. If you additionally plan on using the voice over specifically on YouTube ads or other paid internet marketing channels you will need to purchase the appropriate broadcast rights depending on your level of distribution (Local, Regional, National)

If the VO is promotional, yes. If you additionally plan on using the voice over specifically on Instagram, Facebook ads, or any other paid internet marketing channels you will need to purchase the appropriate broadcast rights depending on your level of distribution (Local, Regional, National).

Yes

It depends. If you plan on using the voice over in both paid (i.e. TV, Radio, Social media ads, etc.) and unpaid marketing channels, then yes. Otherwise no.

I'm more than happy to sync in any music my clients provide, however I do not keep a library of royalty free music on hand as it is expensive. I recommend premiumbeat.com as an excellent resource for any royalty free music.

Yes

I do not provide any of my own, however if a buyer has a specific request and provides me with audio files, I'm happy to add them to the recording.

No, I only provide audio files. If a buyer requests that I sync the voice over to an existing video, I will send a recording that is synced to that video, but it will only be the audio file.

Yes, if the intention of the script is to encourage prospective customers to understand the benefits of a good or service, then it is promotional and is subject to Commercial Rights.

Not all of my clients intend to use their recordings for commercial applications. Since this is my most visible gig on Fiverr, I try to accommodate as many price points as best I can.