I will develop a loan app, lending app, digital banking app or bnpl app


About this gig
Building a lending or digital banking product? Borrowers and account holders only stay with an app that is clear, fast and safe, so I build the full flows, not just the screens.
WHAT I BUILD
- Loan and lending apps
- BNPL and instalment apps
- Digital banking and neobank apps
- Savings and account apps with transfers
THE LOAN FLOW, BUILT PROPERLY
- Loan application with KYC and document upload
- Admin approval workflow with status and notes
- Loan calculator, EMI and repayment schedules
- Payment reminders and push notifications
- Admin dashboard: borrowers, loans, repayments, reports
SECURITY
- OTP, 2FA and biometric login
- Encrypted data storage and secure API calls
- Role-based admin access
HOW WE WORK
1. Short chat, then a written scope and roadmap
2. Working test builds along the way (test data only)
3. Testing, handover and app store submission help
4. Support after launch
Message me before ordering with your idea and country, and I will quote your exact scope.
Note: I build the software. I do not lend money or run accounts, and I never need your customers' real financial data. Licences and regulatory approvals are your responsibility.
Get to know Diego Huff
Fintech App Developer Wallets, Payments, KYC
- FromUnited Kingdom
- Member sinceOct 2026
Languages
English
FAQ
Do you lend money or run the loans?
No. I build the software only. You or your licensed partner run the lending business, set the terms and hold the funds.
Can you build the whole loan flow?
Yes: application, KYC and documents, admin approval, EMI and repayment schedules, reminders and reports. The package table shows which tier includes each part.
Can you build a BNPL app?
Yes. The Premium package includes instalments and merchant checkout, or you can add the BNPL module to Standard.
How do you handle interest and repayment rules?
I implement the rules you define, such as flat or reducing balance and weekly or monthly repayments. You decide the terms with your advisors.
Do you build credit scoring?
I can build rule-based eligibility checks, such as income and age thresholds. I don't build or promise predictive credit scoring models.
Do you handle licensing and compliance?
No. Licences, regulatory approvals and legal review are your responsibility. I build features compliance teams ask for, such as KYC flows and transaction history.
Do you need my customers' real data?
No, and please don't send it. I work with test data only.
Do I get the source code and store submission help?
Yes in Standard and Premium, or as extras on Basic.
Do you offer support after delivery?
Yes: 7, 14 or 30 days depending on the package, and you can buy 30 more days as an extra.
