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I will develop islamic finance product and provide shariah advisory
AAOIFI Shariah Advisor and Auditor, SME Shariah, Digital Islamic Banking
I help startups, businesses, nonprofits, and institutions with Islamic finance, Shariah advisory, and ethical business solutions that are clear, practical, and implementable. With 15+ years of experie...
Level 1
Has met certain performance criteria and shows strong potential in the marketplace.
About this Gig
Are you building a FinTech startup, investment fund, bank, or digital platform? The biggest challenge is creating financial architecture that is not only strictly Shariah-compliant, but also practically implementable and economically viable.
As an AAOIFI-certified Islamic Finance Consultant, Shariah Scholar, and MBA & Mphil (Islamic finance) with 15+ years of experience, I bridge the gap between classical Fiqh and modern finance. I have developed regulator-ready models for global platforms like Musaffa, Islamically, Eqaz, Quan2um, Malco, and highly complex startups.
Whether you need a quick advisory call to validate an idea, or a complete end-to-end financial model, I provide actionable, commercially viable solutions.
My Expertise Includes:
- End-to-End Structuring: Murabaha, Musharakah, Mudarabah, Ijarah
- FinTech & Web3: Crypto tokenomics, credit facilities, and digital finance
- Audits & Reviews: Shariah gap analysis for existing contracts & models
- Social Finance: Takaful, crowdfunding, Waqf, and Zakat frameworks
- Live Advisory: 1-on-1 consultations for executive decision-making
You will receive clear product structures, practical guidance, and absolute Shariah confidcence.
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My Portfolio
FAQ
Can you help structure modern tech like Crypto, Web3, or FinTech Apps?
Yes. I specialize in merging modern finance with classical Fiqh. For example, I recently engineered a fully AAOIFI-compliant financial model for a US-based crypto-linked credit card, completely eliminating Riba and Gharar while maintaining profitability.
We just have a raw idea. Can we book a call to see if it's Halal?
Absolutely. You can book the "Basic" package. We will jump on a consultation call where you can pitch your idea, and I will give you immediate, actionable feedback on its Shariah feasibility and how we might structure it.
Do you review existing contracts or business models?
Yes. If you already have a product but want to ensure it is Halal, choose the "Standard" package. I will conduct a Shariah Gap Analysis, pinpoint exact compliance issues, and provide structural solutions to fix them.
What standards do you follow for your compliance models?
My advisory and financial modeling are strictly grounded in the Quran, Sunnah, classical Fiqh, and globally recognized AAOIFI (Accounting and Auditing Organization for Islamic Financial Institutions) standards.
Can you calculate Zakat for my corporate business?
Yes, I provide precise Zakat accounting frameworks and calculations for individuals, startups, investment funds, and nonprofits.
Reviews
3 reviews for this Gig
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Rating Breakdown
- Seller communication level
- Quality of delivery
- Value of delivery
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Most relevant
B bobdbuilder1
Belgium
He has done an exceptional job and even points out things that I have missed. His drive to deliver the best product with attention to details, cooperation and professionalism is just amazing. I couldn't have wished for a better person to work with. Thank you, Habib.
$200-$400
Price
3 weeks
Duration
Helpful?O orengottesman
Israel
Outstanding experience working with Habib. He is highly professional, knowledgeable, and genuinely goes above and beyond to deliver exceptional results. Communication was smooth and the work exceeded my expectations. Highly recommended — will definitely work with him again!
$400-$600
Price
3 weeks
Duration
H 
Seller's Response
Helpful?T the_malian
United States
thanks a lot. I highly recommend working with Habib. He went above and beyond to meet my expectations and was very very patient during the whole process. He did multiple revisions without ever complaining. I can't recommend him enough thanks 🙏
$100-$200
Price
7 days
Duration
H Seller's Response
Helpful?
Reviews
3 reviews for this Gig
| (3) | ||
| (0) | ||
| (0) | ||
| (0) | ||
| (0) |
Rating Breakdown
- Seller communication level
- Quality of delivery
- Value of delivery
Sort By
Most relevant
B bobdbuilder1
Belgium
He has done an exceptional job and even points out things that I have missed. His drive to deliver the best product with attention to details, cooperation and professionalism is just amazing. I couldn't have wished for a better person to work with. Thank you, Habib.
$200-$400
Price
3 weeks
Duration
Helpful?O orengottesman
Israel
Outstanding experience working with Habib. He is highly professional, knowledgeable, and genuinely goes above and beyond to deliver exceptional results. Communication was smooth and the work exceeded my expectations. Highly recommended — will definitely work with him again!
$400-$600
Price
3 weeks
Duration
H Seller's Response
Helpful?T the_malian
United States
thanks a lot. I highly recommend working with Habib. He went above and beyond to meet my expectations and was very very patient during the whole process. He did multiple revisions without ever complaining. I can't recommend him enough thanks 🙏
$100-$200
Price
7 days
Duration
H Seller's Response
Helpful?
