I will research down payment assistance programs in your state

Buying your first home can be an exciting experience, but it can also be expensive. Saving for your initial down payment is probably the biggest expense you will need to account for when you begin the buying process.

According to a recent study from the Urban Institute, 68% of renters cite saving for a down payment as a barrier to homeownership. However, there are programs available to help you come up with some of the funds needed for your down payment.

Down payment assistance (DPA) programs come in all shapes and forms, from grants and forgivable loans, to other savings programs. How much money is available depends on the program.

Researching what down payment assistance programs are near you can be labor intensive and time consuming. This gig outsources that research to me, an active industry mortgage underwriter, and allows you to sit back and get a compiled list of state-specific DPA programs that are currently available in your select market.

All you have to do is simply pick the program that's right for you, apply, get approved, and apply your award to the purchase of your dream home!