I will provide a full micro lending system with risk control and auto payout

China

I speak English, Chinese
As a backend developer, I am a skilled software engineer focused on building high-performance and scalable backend applications. With extensive programming knowledge and experience, I excel in using v...
About this Gig

 Looking to launch your own micro-lending or cash loan business in emerging markets like Nigeria, India, or SE Asia? Stop building from scratch!

I am offering a battle-tested, production-ready Cash Loan System that I personally developed and maintained for the Nigerian market. This system is designed for high concurrency and follows strict fintech security standards.

What You Will Get:

  • User App (Flutter): Modern UI, Mobile OTP login, Loan Application Flow, Repayment Integration.
  • Powerful Backend (Go/Java): Robust API, User Management, Loan Disbursement Logic, Interest Calculation.
  • Admin Dashboard: Real-time monitoring, Risk Control Management, Repayment Tracking, User Auditing.
  • Local Integrations: Pre-configured for Nigerian payment gateways (like Paystack/Flutterwave/Monnify) and KYC services.

Key Features:

  • Automated Credit Scoring Logic.
  • Multi-channel Notifications (SMS/Push).
  • Role-based Access Control for Staff.
  • Secure Data Encryption.

Why Choose Me?

  • Real-world Experience: This system has handled real transactions in Nigeria.
  • Full Tech Stack: Expert in Go, Java, and Flutter.
  • Clean Code: Easy to customize and scale.

Business Stage:

Pre-Seed

Seed

Series A

Language:

Chinese (simplified)

English

Plan format:

Google Sheets

Google Docs

Industry:

Business, Finance & Law

Internet & Technology