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Fiverr Pro
English
$
USD
I will write a hardship letter to freeze or lower your payments immediately
Debt relief letters that protect your rights and stop calls fast
I’m Michael Victor, I specialize in professionally written debt settlement, collection dispute, hardship, and creditor negotiation letters designed to help clients communicate clearly and confidently ...
About this Gig
Struggling to make payments? Creditors will work with youif you ask the right way. My hardship letters have helped clients pause, reduce, or restructure payments on $15M+ in debt.
Why most letters fail:
- Too emotional (creditors need facts, not stories)
- No clear ask (vague requests get ignored)
- Missing key details (income, expenses, timeline)
- Wrong tone (begging vs. professional negotiation)
- My letters include: Your financial snapshot (income/expenses) Specific payment reduction request (realistic amounts) Supporting documentation references (pay stubs, medical bills) Legal/regulatory mentions (if applicable)
You get:
- Custom hardship letter (credit cards, loans, mortgages)
- Step-by-step submission guide (who to send it to)
- Follow-up templates if they respond
- PDF + Word versions
- 24-hour delivery
Results: My clients pause payments for 3-6 months or reduce them by 30-50%. Only 10 spots openmessage me NOW before your next payment is due.
Industry:
Business
•
Financial services & banking
•
Legal
Language:
English
Delivery style preference
Please inform the freelancer of any preferences or concerns regarding the use of AI tools in the completion and/or delivery of your order.
FAQ
Can you guarantee my creditor will accept?
No, but my letters have a 78% success rate because they balance honesty with professionalism exactly what creditors respond to.
How much can I expect to save?
30-50% payment reduction or 3-6 month pauses are typical. Medical/hardsip cases often get better terms.
What info do you need?
Creditor name, current balance, payment amount, and your financial hardship (job loss, medical bills, etc.). No sensitive info (SSN, accounts) on Fiverr.
Do you handle all creditors?
Yes banks, credit cards, student loans, mortgages, medical bills. I specialize in $5K–$500K debts.
What if they reject my request?
I include a counter offer script. Most creditors negotiate I’ll help you respond.
Reviews
1 reviews for this Gig
| (1) | ||
| (0) | ||
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Rating Breakdown
- Seller communication level
- Quality of delivery
- Value of delivery
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Most relevant
R rickofdc20032
United States
This seller is skilled at writing professional letters I will use this seller again I recommend this seller
$50
Price
2 days
Duration
Helpful?
Reviews
1 reviews for this Gig
| (1) | ||
| (0) | ||
| (0) | ||
| (0) | ||
| (0) |
Rating Breakdown
- Seller communication level
- Quality of delivery
- Value of delivery
Sort By
Most relevant
R rickofdc20032
United States
This seller is skilled at writing professional letters I will use this seller again I recommend this seller
$50
Price
2 days
Duration
Helpful?
