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I will draft an fdcpa debt validation letter as a licensed US attorney
Licensed US Attorney for Your Consumer Financial Disputes
I'm Morena Rosa Campbell (Bar #335643), a licensed US attorney specializing in consumer protection and dispute resolution. My mission is to empower you by crafting professional, effective legal letter...
About this Gig
Tired of harassing calls from debt collectors? Don't just ignore themchallenge them legally.
As a licensed US attorney (Bar #335643), I will draft a formal Debt Validation Letter for you.
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to demand a debt collector prove that you owe the money. Sending this letter is the single most important first step you can take.
This letter forces the collector to stop collection activities until they provide you with legal proof, including:
- The amount of the debt.
- The name of the original creditor.
- Verification that you owe the money.
Many collectors operate with poor records and cannot provide this proof. A validation letter drafted by an attorney often stops them in their tracks.
Why Use My Service?
- Invoke Your Rights: I will use precise legal language to formally invoke your FDCPA rights.
- Stop Harassment: Put a legal barrier between you and the collector.
- Gain Leverage: Force them to do the work and prove their case.
This is not a generic template from the internet. It is a formal piece of legal correspondence drafted by a US attorney to protect you.
Field of law:
Business (corporate)
Target country:
United States
Legal consulting Gigs are not screened
Please note that there is no screening process for this service. We recommend that you message the freelancer and check all necessary details before placing your order. Pro freelancers in this category have gone through a vetting process. You can find more details here.
FAQ
What is the purpose of a Debt Validation Letter?
Its purpose is to formally require a debt collector to provide proof that you actually owe the debt and that they have the legal right to collect it. It is a consumer protection right granted by the FDCPA.
What information do you need from me?
I will need your full name and address, the name of the collection agency, their address, and the account/reference number they provided for the alleged debt. A copy of their collection notice is ideal.
Will this remove the debt from my credit report?
Not directly. However, if the collector cannot validate the debt, they are legally required to stop reporting it. You can then use their failure to validate as evidence when disputing the item with the credit bureaus (a separate process).
Do you offer phone or video calls to discuss my case?
To ensure clarity, efficiency, and an affordable service, all communication and information are exchanged exclusively through Fiverr's messaging platform. This provides a clear written record for both of us.
Is there a deadline for sending this letter?
Under the FDCPA, you have 30 days from the first contact with the collector to send a validation letter to secure all of your rights, though you can still send one after 30 days. It's best to act quickly.
