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I will develop a custom ai powered personal finance and subscription manager app
Richard
About this gig
Stop losing money on forgotten subscriptions.
In 2026, the average person spends $200+ monthly on services they don't use. I will build a cutting-edge, AI-driven FinTech application designed to track spending, manage recurring payments, and save your users thousands.
Why this app is a game-changer:
AI Spending Insights: Uses OpenAI/LLM logic to categorize transactions and predict future expenses.
Smart Subscription Detection: Automatically identifies recurring charges and sends "Keep or Cancel" alerts.
Secure Data Vault: Integration with Plaid or Stripe for secure, real-time bank syncing.
Gamified Savings Goals: Visual progress bars and "XP" rewards for hitting budget targets.
What you get:
A high-performance app built with FlutterFlow or React Native.
Beautiful, modern UI/UX design (Dark mode included).
Firebase/Supabase backend for lightning-fast data syncing.
Complete App Store & Play Store deployment support.
Whether you are an entrepreneur looking to launch the next big FinTech startup or a business needing a custom internal tool, I am your dedicated developer.
Get to know Richard
Richard
Senior Mobile App Developer, Language Learning And AI Specialist
- FromUnited Kingdom
- Member sinceMay 2026
- Avg. response time2 hours
Languages
English, Spanish
Hi everyone, My name is Richard
I am a Senior Full-Stack App Developer with 5+ years of experience specializing in high-performance mobile applications. I help entrepreneurs and businesses turn complex ideas into scalable Android and iOS apps. Expert in Flutter, React Native, and AI integration.
Other AI Development Services I Offer
FAQ
Can the app connect to real-world bank accounts?
Yes! I can integrate the Plaid or Stripe Financial Connections API. This allows users to securely sync their real-time transaction data and balances directly into the app for automatic tracking.
How does the AI detect "subscriptions" specifically?
The app uses a custom LLM (Large Language Model) logic to scan transaction patterns. It identifies recurring amounts, specific vendor names, and intervals (monthly/yearly) to flag potential subscriptions and suggest cancellations.
Is the financial data secure?
Security is my top priority. I implement AES-256 encryption for data at rest and ensure all banking integrations follow PCI-DSS and GDPR standards. I never store raw bank login credentials on your server.
Can I choose the tech stack (Flutter vs. React Native)?
Absolutely. I am an expert in both Flutter (for high-end animations) and React Native (for native performance). We can discuss which one fits your project goals during our initial consultation.
Will the app work on both iOS and Android?
Yes. I specialize in Cross-Platform development, meaning I write one codebase that works perfectly on both the Apple App Store and Google Play Store, saving you time and money.
Do you handle the App Store and Play Store submission process?
Yes, I offer full deployment support. I will guide you through the developer account setup and handle the technical upload, including metadata and app screenshots.
Can the AI provide personalized financial advice?
Yes! I can integrate OpenAI’s GPT-4o or similar models to analyze user spending habits and generate custom "Savings Tips" or budget warnings based on their specific behavior.
What happens if there is a bug after the app is delivered?
I provide 30 days of free post-launch support. If any technical bugs arise from my code, I will fix them immediately at no extra cost to ensure a smooth launch.
Can the app work offline?
Yes. I use Firebase Offline Persistence or local SQLite databases so users can still view their budgets and manual transactions even without an internet connection.
Do I need to pay for AI or Banking APIs separately?
Yes. APIs like OpenAI (for the brain) and Plaid (for the bank link) are third-party services. I will help you set up these accounts so you only pay for what your users actually use.
