I will provide expert credit risk and underwriting for complex loans

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riskunderwriter
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riskunderwriter
Sebastian S

About this gig

I bring real-world experience in credit risk, underwriting, collections, and loan servicing across complex lending environments.


While Im new to Fiverr, my background includes hands-on work with subprime portfolios, charge-offs, and risk mitigation strategies.


Now offering these same professional insights through Fiverr, I deliver clear, actionable analysis to help you make confident lending and risk decisions.


I provide expert credit risk and underwriting analysis for loan applications, borrower profiles, and financial scenarios. My experience includes consumer and business lending, SBA loans, and working with self-employed borrowers and small businesses.


I specialize in high-risk environments, including fraud prevention, bankruptcy review, delinquency, and charge-offs.


If you need a second opinion or structured risk insight, I provide clear, professional feedback you can rely on.

Get to know Sebastian S

Sebastian S

Senior Underwriting and Credit Risk Expert, SBA Loans, Subprime Lending

  • FromUnited States
  • Member sinceApr 2026
  • Avg. response time1 hour
  • Languages

    English, Spanish
Senior credit and lending professional with 20+ years of experience in underwriting, credit risk, and loan evaluation. Experienced in consumer and business lending, including SBA loans, working with self-employed borrowers, independent contractors, and small businesses. Strong background in subprime and high-risk lending, fraud prevention, bankruptcy review, charge-offs, and risk mitigation. Skilled in reviewing credit reports, financial statements, and borrower profiles to deliver clear, structured, real-world underwriting insight based on financial institution standards.