I will provide howey test legal opinion on defi

I provide defi law consultancy, I draft legal opinion and business plan, Blockchain in Financial Services, Strategic Action Plan

and due diligence.

Decentralized finance, or DeFi, is an emerging disruption. In decentralized

finance we interact amongst peers via smart contracts. These algorithms do not carry the baggage of traditional finance. There are no layers of bureaucracy and back-office staff. When peers interact, there's no middle person making a large spread or commission. Furthermore decentralized apps are interoperable, for example, in centralized finance it might take days to send money from your broker to your bank or vice versa, no such delay exists in DeFi.

In DeFi everything is transparent a key characteristic, a block chain technology. Let me describe what we cover in this learning experience. In the first course, DeFi Infrastructure we begin by exploring the origins of DeFi and take a broad historical view from the earliest barter economies to the present day. We then focus on the key infrastructure components; blockchain, cryptocurrency, smart contracts, oracles, stable coins, and decentralized applications or dApps.