I will create sba loan ready forecasts for your new franchise
Understand Your Numbers and Make Better Decisions
About this Gig
I will create a lender-ready financial forecast for aspiring franchise owners who are applying for an SBA loan and need financial projections as part of their business plan.
Please note: this gig does not include writing your business plan. I only prepare the financial forecast portion.
Your forecast will be delivered in Excel, which lenders prefer. The forecast will include startup costs, projected P&L, projected cash flow, loan details, repayment assumptions incorporated into the financials, and the Debt Service Coverage Ratio (DSCR).
After placing your order, I will send you a detailed questionnaire to complete. Your answers are required to help me understand your franchise's startup costs, expected revenue, expenses, funding needs, and loan structure.
Please also provide the franchisor's Franchise Disclosure Document (FDD) so I can reference any financial information as needed.
Please note: I do not guarantee loan approval and trust no one who says they can. The forecast is based on the information you provide, the FDD, and reasonable assumptions. Some back and forth discussion may be required to adjust assumptions and improve the forecast as needed.
Type of Loan:
SBA
•
7a
Language:
English
Plan format:
Excel spreadsheet
Industry:
Versatile
FAQ
What should I know about the questionnaire?
The questionnaire is detailed and may take time to complete. Some answers require research into costs, revenue, staffing, rent, and expenses. These details should come from you, the franchisor, vendors, or market research so the forecast remains credible.
Will there be back and forth during the forecast process?
Yes. The initial forecast will be delivered by the agreed date after receiving the questionnaire back, but back and forth may be needed to refine assumptions so the financials look strong while remaining reasonable and lender-friendly. Additional revisions or discussions may delay the final version.
What will the forecast include?
The forecast will include startup costs, projected profit and loss, projected cash flow, loan details, repayment assumptions, and DSCR analysis.
Will this guarantee SBA loan approval?
No. I do not guarantee loan approval. The forecast is designed to support your application, but approval depends on the lender, your credit profile, business plan, capital contribution, collateral, and other factors.
Can my lender request changes?
Yes. One lender-requested revision is included at no additional charge. Additional or more complex lender requests may require a separate order or added revision fee.
Do you write the full business plan?
No. This gig is only for the financial forecast portion of your SBA loan package. I do not write the full business plan.

