I will create your personalized debt payoff and budget plan
Personal Finance Coach for Debt Payoff and Budget Planning
About this Gig
Feeling overwhelmed by debt or unsure where your money is going? I will turn your numbers into a clear, realistic plan you can actually follow.
With 20 years of banking experience as a personal banker, loan officer, underwriter, branch manager, and operations manager, I bring practical insight without judgment. I have also personally rebuilt after divorce and significant debt, so I understand that real life rarely fits a perfect spreadsheet.
Depending on your package, you will receive:
A review of your income, expenses, savings, and debts
A practical monthly budget or cash-flow reset
A prioritized debt payoff roadmap
Clear next steps toward emergency savings and financial freedom
A personalized written plan you can revisit
My work is educational and coaching-focused. I do not provide investment, tax, legal, accounting, insurance, or lending advice, and I do not promise specific financial results.
Ready for clarity? Choose the package that fits your situation, or message me before ordering if you are unsure.
My Portfolio
FAQ
Is this investment, tax, legal, or credit-repair advice?
No. This service provides general financial education and coaching. It does not include investment, tax, legal, accounting, insurance, credit-repair, or lending advice.
What will I receive?
You will receive a personalized written roadmap based on the package selected. It may include a budget reset, prioritized debt payoff steps, savings targets, and clear next actions.
Can you fix or remove items from my credit report?
No. I do not offer credit repair services.
What if my situation is complicated?
Choose the Standard or Premium package so I have room to dig deeper into your numbers.
Will you talk to my creditors?
No. You stay in full control of all communications and payments
How is this different from free online calculators and budgeting apps?
Free tools give generic results. I apply 20 years of real banking experience to create a plan that fits your actual cash flow and priorities.

